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How to Win With Credit Cards

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So one of the most common issues readers email me about is credit cards. I lovingly refer to credit cards as “frenemies.” They disguise themselves as friendly faces with their cash back, rewards points, airlines miles and low interest rates. In reality they lower credit scores, get people into debt, prevent loans from being approved […]

5 Ideas to Grow Your Tax Refund into a Serious Pay Day

Uncle Sam Want's Your Money

Congratulations! You’ve dutifully paid Uncle Sam all year and now you’re getting some money back from him! The average American is getting back $3,034 from the IRS this year—that’s a 3% increase over last year’s tax returns. Money like that is nothing to sneeze at. $3k is a lot of money, even to upper middle […]

Surprising Perks Hiding in Your Wallet

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I want you to picture the things that you can’t live without. What comes to mind? Certainly water, clothing and shelter. Anything else? I’d like to make the case for credit cards. Just think about trying to live life without one. It gets harder and harder to live in today’s society without one. Without them […]

6 Purchases you should ALWAYS Charge

credit cards

I write a lot about the dangers of credit cards. I have called them “frenemies” and “necessary evils” in the past. I dislike credit cards because a lot of people can’t handle them. They buy, buy, buy and then don’t pay off their balance at the end of the month. Credit card companies rightly so […]

A Message for our Recent Grads

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Next week I’ll be writing to you from the road. I will be in the great state of New York for a college graduation party. Mr. Patterson’s youngest cousin is graduating and we’re going to the party. We haven’t been up to New York to see family in a bit and this seemed like a […]

Why I Am Switching Banks

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When is the last time you went through your wallet and cleaned it out? It’s usually a task only done once a year (or if you’re like me once every few years. Oops!) When I clean out my wallet I am usually going through the side pockets throwing away old receipts, gift cards that are […]

Reader Issues Resolved

credit cards

So one of the most common issues readers email me about is credit cards. I lovingly refer to credit cards as “frenemies.” They disguise themselves as friendly faces with their cash back, rewards points, airlines miles and low interest rates. In reality they lower credit scores, get people into debt, prevent loans from being approved […]

 
 
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