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Home Renovation Realities

Mortgage and down payment

Mr. Patterson and I are considering expanding our family. We’d love to add to our brood but like with any major life decision there are options that need to be weighed. You see before we could add a little bundle of joy to our household we would need to find space for our little Patterson […]

Buying versus Renting. Which is the best choice for you?


This age old question has been debated by experts for years now. Some come to the conclusion it’s cheaper to buy while others proclaim renting is easier on your wallet. When it comes to homes most people assume buying is cheaper than renting.  Tell that to the residents of San Francisco or New York. In […]

Providing Customer Service… From Your Home

call center

We’ve all had the following experience: after encountering a problem with a product or service, whether it’s a laptop or a toaster oven or a credit card or satellite TV, we’ve called the help line and someone with a foreign accent comes on. While they’re polite and they try to be helpful, your problem just […]

An Easy Way to Earn Extra Cash or Pay off Your Mortgage


In most areas of the U.S. the month of November doesn’t signal the beginning of tourist season. That’s what’s different about where I live. Long time readers may remember I live in southern Florida. I know I write a lot about the Midwest (that’s where I grew up), but now-a-days I lay my head on […]

5 Surprising Claims That Will Raise Your Rates


To file or not to file…that is the question. At least for most Americans it is. The decision about whether to file a claim with your insurance company after an accident is rarely an easy one. Many of us fear that this will be the claim that finally causes our insurance company to raise our […]

Protect Your Home With Curb Appeal


Long time readers know my propensity for writing about home security. I’ve written about the topic multiple times over the last few years. Last time I wrote about home security tips I focused on useful gadgets to deter criminals. I talked about cheap lamp sensors that turn on lamps at dusk and off at dawn. […]

The Gorilla in the Room


By Jim Sheridan. For over a decade now tens of thousands of people have come to me for guidance on wealth, goal-setting, motivation, and other self-help matters. I have a filing cabinet full of testimonials as evidence of this. I’ve reached out to these students through courses, books, manuals, DVDs, and face-to-face in seminars in […]

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