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A Fun Game to Save Money FAST

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Money Mission: No Spending Money for a Week Your mission, if you choose to accept it, is to go a week without spending any money. Pay your bills, and follow your daily routine as much as possible, but spend no money on the “extras” that you typically would. The purpose of this mission is to […]

A Fun Game to Save Money FAST

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Money Mission: No Spending Money for a Week Your mission, if you choose to accept it, is to go a week without spending any money. Pay your bills, and follow your daily routine as much as possible, but spend no money on the “extras” that you typically would. The purpose of this mission is to […]

Let Someone Else Do It

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DIY vs Pay – When to Just Pay Up Long time readers know that I am somewhat of a bookworm. I am constantly reading online newspapers, books, articles, magazines. For me to be able to read I need complete silence. I can’t sit on the couch while the TV is on, even if my husband […]

A Fun Game to Save Money FAST

Cash Coupons

Money Mission: No Spending Money for a Week Your mission, if you choose to accept it, is to go a week without spending any money. Pay your bills, and follow your daily routine as much as possible, but spend no money on the “extras” that you typically would. The purpose of this mission is to […]

Let Someone Else Do It

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DIY vs Pay – When to Just Pay Up Long time readers know that I am somewhat of a bookworm. I am constantly reading online newspapers, books, articles, magazines. For me to be able to read I need complete silence. I can’t sit on the couch while the TV is on, even if my husband […]

A Fun Game to Save Money FAST

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Money Mission: No Spending Money for a Week Your mission, if you choose to accept it, is to go a week without spending any money. Pay your bills, and follow your daily routine as much as possible, but spend no money on the “extras” that you typically would. The purpose of this mission is to […]

Did You Really Buy That NOW?

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When the League of Power first asked me to share my money saving philosophy with their members my first question was, what IS my philosophy? For most of my life I have been characterized as frugal and very adept at finding ways to save money, but are personality traits like these a philosophy? I had […]

Home Renovation Realities

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Mr. Patterson and I are considering expanding our family. We’d love to add to our brood but like with any major life decision there are options that need to be weighed. You see before we could add a little bundle of joy to our household we would need to find space for our little Patterson […]

When to Buy Generic and When to Spend More on a Name Brand

Clearance

Archer Farms, Great Value, Kirkland Signature, Member’s Mark, 365 Everyday Value, Lucerne…any of these names ring a bell with you? These are the generic brands stores sell products under. Supermarkets offer dozens of choices on any given item, generic brands versus name brands are one of them. When I suggest buying generic brands to some […]

Did You Really Buy That NOW?

Cash Coupons

When the League of Power first asked me to share my money saving philosophy with their members my first question was, what IS my philosophy? For most of my life I have been characterized as frugal and very adept at finding ways to save money, but are personality traits like these a philosophy? I had […]

How to Save Money Buying a Mattress (And Still Sleep at Night)

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Some products are cheaper depending on when you buy them. For example grills are cheaper in September than they are in April and May. Engagement rings are cheaper in the summer than they are at the end of the year. Refrigerators are cheaper in May than they are in August. This is usually because it’s […]

6 Ways You Are Throwing Money Away on your Lawn

Garden irrigation system

As a personal finance writer I am constantly thinking about ways to save money and how to cut expenses. When I get the oil in my car changed I think about how to save money on auto repairs. When I’m at the grocery store I’m trying to remember all the coupons that match up with […]

New Year’s Resolution: It’s Either Your Wallet or Your Waistline

Losing weight

I bet I can guess what your New Year’s Resolution is for 2013. Statistically it’s one of two things; either to improve your financial situation (make more money, while spending less) or your waistline. Lots of us make the resolution to lose weight or get in shape every year. January is the most popular month […]

Lessons We Can Take from TLC’s show Extreme Cheapskates

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Have you seen TLC’s new show Extreme Cheapskates? I was excited to catch the show thinking it would be right up my alley. I love shows about frugality, and cheap living. Instead I was disgusted and even turned my head away from the screen several times so I wouldn’t have to see things. In short, […]

Spending Your Refund

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Smart Ways To Spend Your Tax Refund If you’re reading this then know that you are reading the fourth draft of my letter to you. Normally I don’t revise and edit my work that much, but today has been truly difficult to write to you. It’s not that I’m sick or have suffered a major […]

A House Without a Mortgage

Building Renovation

No Joke! How to Build a House without a Mortgage! 5:56 AM Dear Entrepreneur: I built my first home without a mortgage. I’m on my third one now.  Maybe I’ll write a book on the topic because so many people have asked me about it.  I have the records to prove everything I’m going to […]

7 Ways to Beat The Heat This Summer

Orlando

The weathermen and women across the country are really working hard this year, aren’t they? After an extreme winter with record breaking snowfall they transitioned straight into summer’s hot temperatures, forgoing spring’s milder weather. The other day I was talking to my brother who lives in Cleveland, Ohio. Temperatures there reached into the upper 90’s […]

Don’t Pay More Than You Have To!

Sales Tax

If you live in or very near Alaska, Delaware, Montana, New Hampshire or Oregon I am jealous of you. You have the luxury of not having to pay sales tax on anything you buy. With everyday purchases it can often go unnoticed. Though with your big purchases its staring right back in front of you. […]

I Don’t Want To Hear About Your Princess Problems

woman showing key of new sports car

Hi everyone my name is Nancy Patterson and my friend Mark Patricks from League of Power asked me to write to you about the way I live my life. When I asked him why the bloody hell would I do that. He said for money and I hastily agreed.  After all, I like making money […]

 
 
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