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What To Do With $1,000

The Upside Of Recessions Historically, recessions result in increased personal savings rates. We tend to cut back on our expenditures because we are unsure what will happen to our finances in the short term.  This has happened time and again. When the recession of 1973 to 1975 was at its worst, savings rates peaked around […]

Don’t Pay More Than You Have To!

If you live in or very near Alaska, Delaware, Montana, New Hampshire or Oregon I am jealous of you. You have the luxury of not having to pay sales tax on anything you buy. With everyday purchases it can often go unnoticed. Though with your big purchases its staring right back in front of you. […]

Take the High (Deductible) Road

“…In the wealthiest nation on Earth, 46 million of our fellow citizens have no coverage. They are just vulnerable. If something happens, they go bankrupt, or they don’t get the care they need.” -President Barack Obama, 2009 We are a capitalist society. If you want something you have to earn it. Have we earned universal […]


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